MOS · Deep Dive

SYF

Synchrony Financial
2026-05-20 08:10 ET · Analysis took 7.8s
$70.71 +1.9% Neutral
Synchrony Financial (SYF) presents an intriguing opportunity at $70.71, with a 1-year return of 16.6% and a forward P/E of 6.7, despite a recent 1-month decline of 9.8% and a composite score of 0/100 indicating bearish technicals. The stock's 36% margin and 6% revenue growth are attractive, but the $20 gap to the $90 target price suggests a significant upside dislocation, particularly with a sector-neutral news sentiment and a low insider activity score of 53.0. The key risk is whether SYF can sustain its valuation multiple amidst rising Treasury yields, currently at 4.42%, which could pressure the stock's beta of 1.36.
Composite
0
/ 100
1M
-9.8%
3M
-3.1%
6M
-0.6%
1Y
+16.6%
Trend
DOWN
Sharpe
0.16

Fundamentals
Sector
Financial Services
Industry
Credit Services
Market Cap
$24B
Fwd P/E
6.7
Trail P/E
7.3
Beta
1.36
Short Interest
8.1%
Analyst Target
$90
Margin
36%
Rev Growth
6%
EPS Growth
20%
ROE
22%
From 52w High
-20.3%
From 52w Low
+27.0%
Consensus
Buy

Research Digest
Synchrony Financial (SYF) expanded its co-branded partnership with Lowe's and introduced the MyLowe's Pro Rewards American Express Card. The stock has outperformed the broader market over the past year, with analyst target at $91. However, recent insider selling and a composite score of 0/100 raise concerns.
Headlines
24/7 W Treasury Yields Are at 4.42% and These 3 Digital Banks Under $50
24/7 W 3 Bank of America Value 10 Stocks Pay Dividends and Trade Under 10X PE
Barcha Synchrony Financial Stock Outlook: Is Wall Street Bullish or Bearish?
Simply A Look At Synchrony Financial’s Valuation As The Lowe’s Partnership Expands With A New Pro Rewards Card
MT New Sector Update: Financial Stocks Higher Late Afternoon

Signals
Insider Activity
Score 53.0

Covered Calls
StrikeDTEPremiumAnn. ReturnOTM %Delta
$77.5 29d $0.40 7.1% 9.6% 0.06
$75.0 29d $0.95 16.9% 6.1% 0.17
MOS · Deep Dive · 2026-05-20 08:10 ET
Generated in 7.8s · mosbrief.com